PUBLICATION

Category: Journal

Published Date: 2016

Abstract:

This study examines the demand of microcredit among ultra-poor households in northern Bangladesh. We implemented a field experiment to identify what type of credit is best suited to their demand. We found that the uptake rate by the ultra-poor is the lowest for regular small cash credit, followed by in-kind.....continue

Category: Journal

Published Date: November 16, 2016

Abstract:

We conducted an experimental intervention in unelectrified areas of northern Bangladesh to investigate the effectiveness of solar products in improving children’s educational achievement. We found that treated households substituted solar lanterns for kerosene-based lighting products to a significant extent, helping to decrease total household expenditure. Solar lanterns increased the children’s.....continue

Category: Book

Published Date: 2014

Abstract:

This volume uniquely addresses the mismatch between credit repayments and income seasonality, which can create serious distortions. Typically, Micro-Finance Institutes (MFIs) do not provide any adjustments due to the income seasonality. For instance, in Northern Bangladesh, income and consumption downfalls during the time of post-Aman rice plantation season are a regular phenomenon,.....continue

Category: Discussion Paper

Published Date: March 2011

Abstract:

This paper investigates the relationship between access to micro-credit and temporary seasonal migration, an issue which is largely ignored in the standard rural-urban migration literature. Seasonal migration due to agricultural downturns is a common phenomenon in.....continue