Dr. Abu S. Shonchoy
Dr. Kristina Czura
Dr. Simeon Schudy
The "Lab-in-the-field experiments for product demand and group aspects in microlending" is based on a large ongoing Randomized Control Trial (RCT) with 92 borrowing groups in the northern Bangladesh entitled “Reaching the unreached: Credit contract design for the ultra-poor” by Kazushi Takahashi, Abu Shonchoy, Seiro Ito, and Takashi Kurosaki from the Institute of Developing Economies (IDE-JETRO) and the Hitotsubashi University. We in a partners collaboration with University of Munich and Gana Unnayan Kendra (GUK) initiated the project. The project has been implemented in the river islands, locally known as Chars, of Gaibandha and Kurigram districts of northern Bangladesh mostly populated by poor
The purpose of the study is to understand the economic condition and well-being of the people living in isolated char area of Gaibandha district. MOMODa in partner's association with IDE-JETRO, Tokyo University and Gana Unnyan Kendra (GUK) implemented the project.
• Dr. Abu S. Shonchoy
• Dr. Jonathan Morduch
• Dr. Jean N. Lee
The experiment, titled “Mobile Banking and Remittance among Migrant Workers: Experimental Evidence from Bangladesh”, is being conducting to understand impacts of mobile banking among urban migrant workers and their rural households in Bangladesh using field experiment.
MOMODa in a partner's collaboration with New York University, South Asian Network on Economic Modeling (SANEM), International Growth Centre (IGC) and Gana Unnayan Kendra (GUK) implemented the project.
The aims of the project are to analyze the adoption behavior of mobile banking service, and the impact of using the service on wellbeing and shock absorption capacity of the participants of the experiments.
From
• Dr. Abu S. Shonchoy
• Dr. Selim Raihan
• Dr. Tomoki Fujii
Bangladesh has been a success story in promoting employment for its growing population. Taking advantage of their abundance of relatively low-skilled labor, Bangladesh engaged in world markets through light manufacturing, which created wage employment in large numbers, providing opportunities for rural migrants. The expansion of the light manufacturing sector has allowed for the integration of young women to the labor market. Agricultural modernization, labor migration, and social policies have altered the jobs landscape of Bangladesh, but these changes have not generated a major formalization and the share of formal jobs has not increased much over the past decade.
Concerns
• Dr. Seiro Ito
• Dr. Abu S. Shonchoy
• Dr. Kazushi Takahashi
• Dr. Takashi Kurosaki
Growing Micro-Finance Institutions (MFIs) has been affecting the lives of poor population around the world in many ways. Observation shows that some people are using loans to meet their daily needs which otherwise, in most cases, are met by regular earnings. As ultra-poor usually remain in cash crisis, they use the credit for the purposes other than mentioned one during applying at MFIs. Considering this hypothesis, the experiment intends to analyze the effectiveness of packaged micro-finance in lifting ultra-poor out of poverty.
With an aim to experiment the effectiveness of packaged microfinance in reducing poverty the project titled “Reducing